Margins under pressure? You don’t have to lose control.

Tariffs are up. Vendor prices are shifting. But you can still run your back office with clarity. Settle gives you the tools to track landed costs, catch overbilling, and manage inventory — all at $0/month, plus access to non-dilutive working capital when you need it.

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Turn tariff chaos into clarity

Up to $20 million of funding without giving up your equity
Up to $20 million of funding without giving up your equity
Track landed cost per SKU for free — including tariffs and freight — so you know your real margin
Track landed cost per SKU for free — including tariffs and freight — so you know your real margin
Catch invoice mismatches with overbilling alerts linked directly to your POs at no extra cost
Catch invoice mismatches with overbilling alerts linked directly to your POs at no extra cost
Predict future demand so you can stay stocked — and avoid costly inventory mistakes while prices stay high
Predict future demand so you can stay stocked — and avoid costly inventory mistakes while prices stay high

Know how tariffs are impacting each SKU

When duties and freight jump, it's easy to lose sight of your margins. Calculate your true landed costs per SKU, factoring in every fee so you can see which products are still profitable.
  • Track true landed cost per SKU, including tariffs, freight, and fees
  • Understand true unit-level margins
  • Get started fast — no setup fees, no seat limits, no monthly cost
Know how tariffs are impacting each SKU

Forecast demand with confidence, even as tariffs drive up costs

When costs are high and lead times are unpredictable, getting inventory wrong is expensive. Settle gives you demand forecasting tools that help you plan lean, avoid stockouts, and reduce over-ordering — with accuracy that improves as you grow.
  • Reduce guesswork as you plan inventory during tariff-driven cost spikes
  • Avoid over-ordering when margins are tight and vendor pricing is unpredictable
  • Use built-in forecasting tools to make planning easier — no spreadsheets needed
Forecast demand with confidence, even as tariffs drive up costs

Tap into founder-friendly financing

Settle Working Capital helps you navigate elevated costs without draining your cash. Whether you’re restocking after tariff-driven price jumps or managing tighter vendor terms, you get flexible capital that grows with your brand — no equity required.*
  • Get upfront clarity on available credit and repayment terms
  • Pay interest only on what you use — no daily payments, no hidden fees
  • Choose which bills to finance, how long to extend, and repay early with no penalty
*For qualified businesses and subject to approval
Tap into founder-friendly financing

Every dollar counts. Catch pricing discrepancies before they cost you.

When you work with a new vendor, mistakes can happen. Line items change, costs creep, or fees get added. Settle automatically matches invoices to your purchase orders, so you can track discrepancies before you pay.
  • Know when your bill exceeds your PO
  • Catch costly errors when working with new or overseas suppliers
  • Upgrade to automatic 3-way matching that matches invoices to POs and Receipts
Every dollar counts. Catch pricing discrepancies before they cost you.
See what you can unlock — starting at $0/month.
Explore pricing options

Powering the best in CPG

See how Settle has transformed the financial workflows of brands like yours.

Italic

Settle has been great to work with from our earliest days, when Italic had smaller payment flows, to now, when we have hundreds of vendors and payments every month.

Jeremy Cai

Jeremy Cai

CEO

Phenomenal Foods

Honestly, the human touch was what sold me - but the tool is amazing.

Veronica Blue

Veronica Blue

CEO

Snif

Settle is our most valuable financial partner. Settle and its products have allowed our business to continue to grow year over year while sucessfully managing our payables.

Bryan Edwards

Bryan Edwards

Co-Founder

HigherDOSE

Having used Oracle, NetSuite, and other ERP systems in the past, Settle is perfect for our stage of the company - it has a clean interface and holds everything in one place making it really easy to track POs and pay bills.

Sumish Khadka

Sumish Khadka

COO

Lunar

The UX is super confusing on many of the other platforms - Settle has them beat.

Kevin Wong

Kevin Wong

Co-Founder

Soft Services

Settle has helped scale our business by providing a simple and flexible working capital solution allowing us to make significant inventory buys to meet our growth. In addition to this, we like Settle’s user-friendly dashboard, with the ability to link invoices to POs allowing for smooth unit cost tracking.

Julia Gasser

Julia Gasser

VP of Operations

Baronfig

Settle has cut down my invoice payment time by 75%.

Joey Cofone

Joey Cofone

CEO

Ladybird Provisions

Settle is a lifeline for the CPG world because cash is tight.

Sarah Rioux

Sarah Rioux

Co-Founder

Cabinet Health

Honestly the easiest platform I’ve used for paying bills in terms of ease of use and intuitiveness.

Achal Patel

Achal Patel

Co-Founder & CEO

HigherDOSE

The new Settle functionality has, for the first time, created this trusted source spanning all supply chain-related functions.

Chris Jacob

Chris Jacob

CFO

Freestyle World

We needed something that was straightforward and BILL wasn't that.

Russ Wallace

Russ Wallace

Founder

Arrae

We were able to launch more products because we had access to this capital and we were actually able to do all of this without raising additional capital.

Nish Samantray

Nish Samantray

Co-Founder

Branch

It changed my process entirely. I don't look at the spreadsheet at all anymore - it all exists within Settle now.

Cathryn Stenning

Cathryn Stenning

Senior AP/AR Specialist

Put our network to work

Our ecosystem of trusted partners can support every part of your brand’s cash-flow stack.

Accounting & Finance

Don't have a CPA? We've got you covered. Our accounting and fractional CFO partners specialize in working with brands like yours.

Learn more
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