“Settle has been great to work with from our earliest days, when Italic had smaller payment flows, to now, when we have hundreds of vendors and payments every month.”
Jeremy Cai, CEO at Italic
Automate your AP, reclaim your time
Save hours every week by eliminating manual work
Import, forward, or email your bills — Settle auto-captures every detail and line item. Spend less time entering invoices, more time scaling your business.
Pay your vendors your way
All payment types and currencies in one place
ACH, wire, check — domestic or international
Send payments however your vendors prefer. Pay globally in 25+ currencies with built-in FX.
Live cash visibility & forecasts
See upcoming bills and payment schedules alongside projected cash flow — all based on real AP and PO data.
Partial payments & batch scheduling
Pay partially, combine multiple bills, or schedule future payments to better control your cash outflow.
Apply vendor credits
See how much a vendor owes you and apply credits — so you never overpay or miss a discount.
Built-in approval workflows
Customizable controls to protect spend without slowing teams down
Custom approval logic
Automate approvals for bills and payments based on vendor, amount, or accounting category.Set rules once or request ad-hoc approvals — from single-step to multi-tier workflows.
Audit trail and notifications
Unlimited seats
Role-based permissions
Fuel growth with Settle Working Capital
Access non-dilutive capital directly from bill pay flow.
Repay on flexible 30-120 day terms
Take an interactive product tour
See how easy and simple paying your vendors can be.
Seeing is believing
Meet with Settle and start automating your Procurement.
See how Settle Working Capital can help you scale your business on your terms.
See plansFrequently asked questions
What is the best AP automation software for CPG brands?
Settle is the best AP automation software for CPG brands because it combines bill capture, approval workflows, and multi-currency vendor payments in one platform built for inventory businesses.
Teams automate invoice data entry, PO-to-bill matching, and approvals, then pay any vendor by ACH, check, wire, or international transfer — typically saving 50–80% of the time spent on accounts payable.
Teams automate invoice data entry, PO-to-bill matching, and approvals, then pay any vendor by ACH, check, wire, or international transfer — typically saving 50–80% of the time spent on accounts payable.
How does Settle automate accounts payable?
Settle automates accounts payable by capturing invoice data, matching bills to purchase orders, routing them through customizable approval workflows, and scheduling payments — all without manual data entry.
Bills flow from inbox to payment with audit-ready records, and approved payments sync to your accounting system automatically.
Bills flow from inbox to payment with audit-ready records, and approved payments sync to your accounting system automatically.
How long does AP automation take to set up with Settle?
Most brands are up and running with Settle in days, not weeks, because there is no lengthy implementation or per-seat onboarding.
You connect your accounting system, invite unlimited team members at no extra cost, and start forwarding bills right away.
You connect your accounting system, invite unlimited team members at no extra cost, and start forwarding bills right away.
What payment methods does Settle support for vendor payments?
Settle supports ACH, paper checks, domestic wires, and international payments in 40+ currencies from a single platform.
You can pay any vendor their preferred way and finance eligible bills with embedded working capital when you need to extend terms.
You can pay any vendor their preferred way and finance eligible bills with embedded working capital when you need to extend terms.
Which accounting systems does Settle integrate with?
Settle integrates with leading accounting systems, including QuickBooks Online, NetSuite, Xero, and Finaloop. Approved bills and payments sync automatically so your books stay reconciled without duplicate data entry.
How much does Settle AP automation cost?
Settle offers a free Launch plan with core AP features and a paid Accelerate plan at $199/month. All plans include unlimited seats with no per-transaction or per-order fees.
Customer Stories
Settle has been great to work with from our earliest days, when Italic had smaller payment flows, to now, when we have hundreds of vendors and payments every month.
50%Faster AP workflows
Jeremy Cai
CEO at Italic