About Us

Founded: 2019Headquarters: San Francisco, CA

Headquartered in San Francisco, California, Settle’s mission is to propel the growth of CPG brands. Settle is the best way to run a scaling brand’s operations. With a unified platform designed for “finventory” operations, brands can powerfully plan, purchase, manage, pay for inventory and have access to Settle now, pay later with Settle Working Capital. Settle proudly serves hundreds of high-growth consumer goods brands, including Branch, Pat McGrath, Truvani, HigherDOSE, and Bubble Beauty.

$3.4 billionTotal payment volume
$20 millionGet approved for up to $20 million in working capital
+385%Average 1-year supported revenue growth*
*Calculated based on 188 customers' average rate of increase for gross revenue YoY one year after activating on Settle.
Backed by the very best in fintech
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Leadership Team

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Alek Koenig

CEO

Alek Koenig is the chief executive officer and founder of Settle with deep experience in consumer lending, risk management, and financial products. Alek launched his career at Capital One, where he spent six years working in risk management and consumer lending. However, it was his foray into the dynamic realm of startups that truly ignited his passion for innovation.

With a playbook honed from his experiences at Capital One, Affirm, and as founder of his first startup, Alek set out to disrupt the status quo by empowering businesses with transparent and efficient payment solutions.

With a deep understanding of the pivotal role working capital plays for founders, Alek channels his firsthand experience in scaling startups to propel the growth of hundreds of small brands in the CPG sector.

Ex: Affirm, Capital One

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Shane Moriah

CTO

Ex: Affirm, 6sense

Olivia Micallef's photo
Olivia Micallef

COO

Ex: PayPal, Venmo

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Andrew MacLeod

General Counsel

Ex: UBS

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Joe Delgardio

Head of Capital Markets

Ex: SoFi, OneMain Financial

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Patrick Izzo

Head of Risk

Ex: Founder of Lendvo, Upside Financing

Sue Chan's photo
Sue Chan

Head of Marketing

Ex: Affirm, PayPal

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Lawrence Hellman

Head of Strategic Finance

Ex: Affirm, CAN Capital

Warren Brown's photo
Warren Brown

Head of Product

Ex: Order.co, Sivo, Northern Bank

Settle proudly serves hundreds of high-growth consumer goods brands.
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