How CPG Brands Can Come Out of Prime Day Profitably
Prime Day is a major opportunity, but only if you're prepared. Learn how to use Settle to fund purchase orders, track true landed costs, and forecast demand with confidence.
Settle now, pay later
We pay your vendor upfront. You pay us back later with terms tailored to your business.
See how Settle Working Capital can help you scale your business on your terms.
See how it works
Non-dilutive capital
More purchasing power
Transparent Terms
Do you know your real APR?
Compare Settle to Merchant Cash Advances
| Settle | Revenue Based Financing | Revenue Based Financing (Daily) | Revenue Based Financing (20% Growth) | |
|---|---|---|---|---|
| Amount | $100,000 | $100,000 | $100,000 | $100,000 |
| Effective Fee | $1,400 1.4% | $12,000 12% | $12,000 12% | $12,000 12% |
| Effective APR | 17.28% | 44.01% | 45.96% | 57.26% |
| Total Interest Paid | $8,400 | $12,000 | $12,000 | $12,000 |
| Repayment Period | 6 months 6 months | 27 weeks 6.3 months | 183 days 6.1 months | 18 weeks 4.2 months |
| Total Payback | $108,400 | $112,000 | $112,000 | $112,000 |
| No prepayment fees or penalties | ||||
| Flexible repayment schedule |
Here’s how it works
1Apply
Sync your financial software with our easy integration and get your credit eligibility in as little as 1–3 business days.
2Finance
Upload a bill, then choose your preferred currency, payment method, and schedule. We’ll pay the vendor on your behalf.
3Repay
Pay us back 30–180* days later with our fixed repayment schedule.
4Grow
We’ll regularly assess your credit eligibility to ensure it aligns with your business so you can take your brand to the next level.
*Actual terms depend on an individual business’s credit eligibility
See your Settle financing power*
Curious how you can scale your brand on your terms with non-dilutive, transparent working capital? Discover your eligibility estimate with our simple calculator.
Revenue
Typically the annual business revenue must be above $300,000
Gross margin
Typical eCommerce gross margin is 20%.
Ready? Let's grow.
Strategically scale with Settle's transparent, flexible financing
Get started for freeLatest news & insights
See how we helped transform the cash flow needs of businesses like yours.
The Smartest Q4 Move Inventory Brands Can Make Now
Q4 will be here before you know it. Discover how proactive brands are using working capital now to secure inventory, boost margins, and avoid year-end chaos.
The InVoice : 11 New Ways to Boost Setup & Inventory Management
We’ve launched 11 new updates to help you move faster—from tagging SKUs in bulk to attaching docs to sales orders. Whether you're cleaning up your catalog or keeping vendors in the loop, there's something here to make your back office smoother and more organized.
We Get It. Your Business is Your Life. Let's Navigate This Together.
Running a CPG brand is deeply personal—and in uncertain times, every dollar counts. With a 90-day tariff reprieve in effect, now’s the moment to regroup and reclaim margin. In this post, we explore how to use landed cost tracking and cost allocation models to make smarter purchasing decisions, plus how Settle’s tools can help founders price confidently, cut operational waste, and protect what matters most.